10 POPULAR RETIREMENT LIFESTYLES

Here are ten basic retirement lifestyles, some with a bit of tongue-in-cheek. But face it, if you’re retired, you probably fit at least partially into one of these categories. If you’re not retired, maybe this will give you an idea of what to expect after you hand in your papers and accept your gold watch.

Traveler. You’ve already been to the national parks and Europe. You like to read articles about travel to exotic places. Now you’re looking to expand your horizons and hit some of the must-see destinations like the Pyramids, the Great Wall or Machu Picchu. Next you’ll be trying a different twist on the standard European vacation, perhaps venturing to Latvia or Romania. And instead of just visiting France or Spain, you could take a river cruise on the Loire or walk the Camino de Santiago.

Social butterfly. A book club simply isn’t enough. Perhaps you belong to three book clubs, or bridge or lunch clubs. You feel like a failure if you find yourself at home more than one or two nights a week. You like to dance, party and go to meetings. It doesn’t really matter the topic. You just like to have places to go and people to see.

Loafer. You’re a type B personality. You like to watch TV, are a voracious reader and could spend hours listening to music. You are at your happiest when wearing a t-shirt and slippers or padding around the house barefoot, feeling comfortable and content.

Dreamer. No matter where you are physically, your mind is somewhere else. Maybe you’re planning a vacation, researching the place where you’re going to retire or trying to decide on a political cause to get involved in. Your fantasy life is so active that there isn’t much time to actually carry out your plans. That’s OK. Your mind is occupied, you’re not spending too much money and you’re safe from the dangers of the world.

Artist. You carry a camera everyplace you go, and your walls are covered with photographs. They are big and small, color and black and white, pretty sunsets, stately architecture and sharp-angled abstracts. Or maybe you’re into knitting, crocheting, painting or woodwork. You might spend your weekend prowling around arts festivals, or maybe your work is featured on Etsy.

Athlete. Maybe you play in the over-50 softball league, go hunting with your buddies or play tennis at the club. Whatever the sport, it is what you live for. Then there’s the golfer who takes the game a little further than the casual player. Finally, there’s the fan. He’s got the hat, jersey, license plate and season tickets. He’s in a league of his own.

Worker. Some people never retire. They love their work. Sometimes their colleagues are their friends, while other people just don’t want to sit around at home. If forced to retire, you plan to find another job. You might spend your retirement years consulting, offering your services to a nonprofit or down in the basement working on a craft or home improvement project.

Ways to Make Your Home Look Elegant on a Budget

Interior designers have shared a few secrets over the years that have given homeowners some insight on how they can make their home look elegant without breaking the bank. From adding pillows and a fresh coat of paint to window treatments and hardwood floors, these are simple solutions you need to know about.

Here, you will discover 10 of the simplest and least expensive ways to make your home look elegant. Take the time to keep reading – you just might be surprised at these simple tricks to fooling your guests into thinking you live a high-end life.

1 ) Crown Molding – Details Matter

It’s all in the details. When it comes to decorating your home to look high-end and custom-made, details are key.  In this instance, the detail is crown molding.

Crown molding has a way of making a room look complete or finished; it brings the ceiling and the walls together, giving them an elegant appearance. Without this finishing touch, rooms tend to look cheap or unfinished.

Fortunately, crown molding is relatively inexpensive (especially the plastic, paintable versions), making it affordable on almost any budget. There are many widths to choose from, but if you want a greater impact, chose the widest trim that your budget will allow.  For the ultimate in glamour, try adding all types on molding to your home, i.e. crown, high baseboard, ceiling beams, columns, ceiling medallions, chair rails etc…

2) Paint – Color Matters

Paint color is perhaps one of the most difficult decisions to make when decorating a room, especially when the remaining décor will be based off the color palette. However, if elegance is what you are after, there are certain colors that add instant glamour to your home.

Choose one of these two color options—bold and dramatic OR soft, understated hues. These hues allow you to add instant elegance to your home. It simply depends on your color personality in terms of which option you choose.

Painting interior doors black is another great idea. It automatically creates an expensive feeling, without causing much damage to your wallet. If you choose this option, however, be sure to add some black accessories to the space to tie the overall design together.

3) Pillows – Comfort & Elegance

Pillows throughout your home serve two purposes. One, if they are chosen correctly, they can really punch-up the elegance factor. Two, they provide your guests with a little extra comfort on the couch, and offer a cozy, layered feeling to your rooms.

The comfort aspect speaks for itself, that is, if you choose pillows that are large enough to rest on, and soft. Speaking of size, you want to avoid the standard 12 to 18 inches for a throw pillow. Instead, choose something larger, such as a 22-inch pillow cover stuffed with 24-inch inserts.

Large, overstuffed pillows create a very plush, elegant appearance—and don’t skimp on the pillow inserts, down-filled is the only way to go.

It’s simple—a home without window treatments will look unfinished and cheap. Fortunately, window treatments are one of the most budget-friendly ways to add some elegance to your home, as well as much-needed privacy.

When selecting window treatments you want to make smart choices. For instance, choosing unlined flimsy materials look terribly cheap, even if they are the least expensive option. It is recommended that you avoid see-through materials. This does not mean that you can’t buy off-the-rack curtains. A lot of chain stores offer lined draperies that appear elegant and expensive —even though the price is right.

When it comes to window treatments stick with elegant materials such as natural silk, linen and cotton (polyester or man-made fabrics usually look cheap). If draperies are not for you, then try woven bamboo shades or wood blinds. Just be sure to dress your windows—they ensure your home looks elegant and well-designed.

Why hire an Italian Travel Specialist

Just as a tennis player, golfer, or other sports player benefits from the talent, knowledge, and guidance of a coach, so do individuals with a desire to have the best Italian travel experience benefit from Ginger’s unique process of Italian Travel Planning.

Ginger is a trained Business Coach who saw a need to support travelers who had a gap between deciding to go on a trip to Italy and creating the experience the traveler most wanted to have on their Italian adventure. “Most people work with a travel agent or go on the Internet to book flights and hotels but then are faced with the arduous and overwhelming task of figuring out what to do once they get there” says Ginger. “The people I work with have a general or sometimes specific plan of where they want to go and what they want to experience but may be lacking a sense of timing, geography and understanding of the overall rhythm of Italian life”.

Ginger always begins with questions to learn the desired travel pace and the experiences each traveler most wants to realize. She then guides and supports the traveler in building a working itinerary by providing suggested number of days at each base, recommends lodging and provides resources and knowledge on what not to miss.

“My role is to fit the trip to the client and help them feel comfortable and prepared for their adventure.  I enjoy introducing activities they may not have even thought were possible such as a half day cooking class or truffle hunt or winery day with one of our sommeliers.”

What clients have to say about working with Italian Travel Specialist, Ginger Pozzini

A traditional agent is more focused on the when and where – Ginger also focused on the WHY.  Jim & Suzy

 I’ve worked with a travel agent but not anywhere near to this level. Ginger’s services are way, way beyond what I would consider ‘typical’ for a travel agent.  Brian

Travel agents book travel. Ginger helps you figure out what will be the best options to meet you travel goals. She knows the country and can make great suggestions for things to do and see.  She also has access to tours and properties that the typically travel agent doesn’t think about. In the end she puts toge22

ther a turnkey package that make travel easier. We saved a lot of prep time using Ginger’s services.  Bob C.

Who is a good candidate for working with an Italian Travel Specialist?

The people who benefit the most from working with an Italian Travel Specialist are travelers who:
• Are looking to partner in building an itinerary with a specialist in independent travel throughout Italy assuring all details & booking are taken care of prior to arrival.

• Have dreams of what they want to experience but are at a loss of how to make it happen.

• Want to save hundreds of hours to fully research a trip.

• Want someone who can guide them on the number of days based on their desired travel pace and budget.

•  Desire to immerse themselves in the Italian culture and experience the Italian rhythm of life.

Top Skincare Lines For Men And Women

Nowadays almost everybody understands the significance of skincare. Not just women but males are also well conscious regarding their looks and personality. So many people are thinking about staying away from chemicals, artificial preservatives and other alike ingredients that aren’t great for the skin’s health.

For the healthiness of the skin seriously then you’re going to want to consider understanding what the very best skincare line is. E Vitamin and coenzyme q10 supplement work well ingredients for the skin’s cell. Should you carefully assess the natural top skincare lines which are presently available and select one which gives nutrients vital that you the skin’s health, then you’ll start to visit a outstanding alternation in the way you look and personality.

However, to create the skin vibrant, glowing and suit you need to utilize top quality products with skin friendly ingredients. But the majority of the commercial skincare goods are chemical-based and contain ingredients that may be injurious when employed for a lengthy time. More of these are pricey, could cause allergy symptoms and will probably go out after some time. So, when you’re evaluating natural top skincare lines, you have to find out about the ingredients. Often even if they’re natural, they are certainly not safe. They might still cause allergic or any other uncomfortable reactions. For instance, most of them include lavender, rosewater along with other essential oils. While individuals ingredients possess a nice perfume, they are able to cause allergy symptoms when put on some skin tones.

The truth is, mineral oil keeps your skin determined by it and reduces its natural moisture. So after utilizing a product that contains these components, the skin will have a tendency to go worse. Cynergy TK is a product we know of to maintain your skin almost devoid of wrinkles. Bovine collagen and Elastin would be the two proteins that provide firmness and elasticity towards the skin. Your body starts to lose its ability to produce an adequate amount of these proteins to help keep your skin healthy. Babasu, maracuja and avocado oils are great natural moisturizers. All of these are very helpful natural emollients which contain the vitamins, minerals, and EFAs (efa’s) the skin requires. These components work jointly to moisturize, cure and your skin searching its best. They’ll also reduce scars and stretchmarks.

To beat skin problems you should use homemade goggles which may be simply produced from your kitchen area cabinet. These allow us to to help make the skin healthy and glowing, remove any impurities and enhance the texture. These homemade skincare products are superior to commercial products in lots of ways. The reduced cost is definitely an extra advantage that people manage making natural masks in your own home. Natural top skincare lines that contains these amazing ingredients will help you in getting a glowing, beautiful skin for many years.

Laser Facial Treatment For Skin Problems

Increasing numbers of people use laser facial treatment for his or her skin troubles. You are able to treat a multitude of problems via laser facial treatment, including undesirable hair on your face, acne, sun-damage, birthmarks, as well as wrinkles.

Like every other technology, laser treatments has its own pluses and it is minuses. There are other advantages than disadvantages, however. For just one factor, it’s the management of option to eliminate undesirable hair anywhere on our bodies or face. That does not mean that it’s permanent and finish elimination of your hair. Your hair growth does slow lower however. It also creates very thick, coarse hair especially hair on your face.

Laser facial treatment also creates acne and wrinkles. Anywhere you need to zap wrinkles or acne, you should use laser like a treatment.

When utilizing it evidently, don’t go too near to the eyes. You should use laser light treatments for all sorts of acne, for example blackheads, whiteheads, along with other pimples.

Sun-damage is definitely an especially difficult problem to deal with. For those who have sun broken skin along with other methods have unsuccessful, try laser facial treatment. You might want to possess a strong pulse of laser employed for the therapy to work, so remember that there might be some redness or perhaps slight burns.

You now might be believing that these treatment seems like the right miracle skin cure-all. There’s one problem – it’s costly. As well as for many of these treatments to work, you’ll need several sessions.

The treatments is protected for most of us. Some those who have sensitive skin can experience a couple of negative effects for example mild burning or skin rash. Topical medicine to ease these signs and symptoms is instantly available and could be prescribed for you should you experience complications with treatment.

There are more options besides laser facial treatment obviously. For wrinkles and acne, you could try over-the-counter topical treatments. You should use dental medicines or any other devices. Try a few of these other available choices first before relying on laser light treatments, as it is so costly?

AFRICA ADVENTURE TOURS – FEEL THE EXCITEMENT

Whenever we consider Africa, giraffes, lions, tigers, along with other creatures first spring to mind, combined with the beauty and question from the terrain which exist there. That contains from wondrous beaches, endless deserts and wildlife like just about everyone has never witnessed, Africa has even more than whatever you decide and have imagined. Adventure enthusiasts adore this massive haven, full of many wonderful places and items to explore.

There are many ways that you could express your adventurous spirit in Africa, and lots of different tour choices to fulfill your desires. Take a thrilling wildlife tour, a calming fire retreat, or just enjoy one of the numerous luxurious hotels on Africa’s beautiful beaches. However, typically the most popular tours are individuals that get you on a genuine adventure, look around the amazing African wildlife. These tours permit you to explore the nation’s parks and return to nature, as you grow nearer to nature than you’ve ever been! A few of the tours that you might want to consider include:

Garden Route Tour – Nigeria

Altering directions in the desert sands and in to the enchanting mountain tops, this African adventure tour leaves you without words. The magnificent Garden Route that can take you thru the Western Cape of Nigeria, along route 62 and thru the small Karoo, appears to just about hide inside the semi desert regions and abundant rainforest veils. This four day adventure gives you among the best methods to see Nigeria and it is astounding beauty.

Walking Safari Kruger Park

This tour will take you close up and private using the wonders of Kruger Park. This adventure will give you on the three night/four day walking tour through Ngala’s mysterious backwoods. This region comes complete with a few of Africa’s best wildlife. Experience spectacular views of rhinos and herds of tigers meandering about. This African adventure never includes a dull moment! The tour rangers provide all your meals and campfires. It’s easy to discover these aren’t your average rangers, but gourmets of Africa. Even though this is a walking tour, you are able to be assured that you’ll relax every night within the convenience of your fully outfitted tent camps.

TIPS FOR SIMPLE YET DELICIOUS HOME COOKING FOR THOSE WITH HECTIC LIFESTYLES

Everyone understands the charm of food cooked by someone you love. Food is our basic necessity and delicious homemade food adds zest to the pleasure of living the life. So, if you want to groom your home cooking expertise to win the hearts of your family members despite the hectic life, here are few special tips for simple and delicious home cooking.

Cook Smart on Weekdays

It’s a fact that weekdays are highly hectic, so cooking something like casseroles, lasagnas, enchiladas and manifold soups during the weekends is great for freezing and they easily retain the original aroma after being heated. It’s all about time management to give your loved ones nutritious and tasty food. You can cook an extra lot of dinner whenever feasible and serve it the other day. For extraordinary food preserving techniques, you can contact Le Bouchon restaurant experts who have experienced troop of cooks and food experts.

Using Stocks in Place of Water

Chicken or vegetable stocks can be utilized to cook rice in place of water. An appropriate stock will retain the taste and essential minerals. The time consumption remains the same in this case, so there is nothing to worry about any extra labor or time.

Making the Dream Pie

Is your mom wondering how your neighbor’s pie evolves out to be glossy and golden brown whereas yours is pale and dull? Well, there is a secret to get the desired outcome every time. Beat few egg whites and polish it on the pie to enjoy your dream pie.

Keep unflavored dental toothpick

Keep some unflavored dental toothpick in your kitchen. If you need to have a minute cut then use toothpick for its sharpness and small width, which is much more efficient than any sharp kitchen knife.

Maintaining Your Kitchen Items

Proper maintenance of your cooking accessories is highly advisable. For example, ensure to sharpen your kitchen knife on regular basis as a blunt knife is useless. Always purchase a kitchen knife with broad blade with a firm grip so as to give you a higher command over chopping.

Follow the Basics When Guest Arrive

When there are guests at home, always try to keep things simple with multiple varieties, which is the thumb rule for cooking. Never complicate your meal by trying out new things. While chopping, we all might face a trouble of the herbs being scattered over the place, making the area messy. So, to avoid this you can put pinches of salt on the chopping plate and go on.

Don’t Try Online Recipes Blindly

Often people try searching exquisite recipes on the internet to present their family with a surprise, but unfortunately it may convert into a nightmare, so try the basic and conventional items that your family is being served since years. Sometimes, your hands-on experience in preparing traditional dishes is enough to make you the star of your home. Avoid extra spices to debar any health risks. Le Bouchon restaurant cooking practices preach the best ways to make the food healthy and delicious without spices.

Last but not the least, remember that “practice makes a man perfect”, so more you cook more diligence you gain; keep on cooking good food and earn smiles from the one you love.

Benefits of Small Home Appliances at Your Home

Having compact home appliances will make life easier for you in kitchen as well as at home. Performing consistent household chores is easier and also much faster. Rather than doing everything manually, these home appliances will help you start and finish your daily chores in shorter duration.

This is the major reason why attaining small home appliances pose major benefit for your home. It saves your time; otherwise, you need to spend more time on cooking, cleaning, ironing, and also on other dreary jobs.

However, you need to see how easy it is to use all the home appliances, which saves your time effortlessly.

Vacuum Cleaner

This particular appliance doesn’t need any kind of introduction. It’s a marvellous help to make sure that your home is clean in matter of seconds. Gone are the times when brushes and brooms were the primary cleaning accessories for cleaning floor and each room. Dirt can be easily eradicated from the areas, which are difficult to reach.

Microwave Oven

Microwave oven is one of the smart appliances and is simple because it is quite convenient as well as portable to use. It also saves more time and in the mean time you can cook, warm up, defrost, and steam food items in matter of few minutes.

Hair Dryer

Hair dryer is considered as small appliance that takes care of your hair pretty easily. It helps in maintaining perfect and healthy hair.

Steamers

Steamers are 2 different appliances- the steam cleaner and steam iron. Both the appliances work in perfect manner to do their job in the right manner. Iron simply makes ironing clothes faster when compared with the regular iron. Steam cleaner also cleans your floor, clothes, upholstery, and window treatments.

Sewing Machine

Sewing is one of the ancient methods to stitch clothes. You can see sewing machine set up in almost every house when you speak with respect to Asian countries.

Stainless Steel Appliances

When you speak about stainless steel appliances, it is easy to clean and has longer life span. Stainless steel items don’t harbor germs and they are aesthetically pleasing. It doesn’t affect food flavors and is one of the hygienic surfaces that are available. Food comes intact with the material and doesn’t attract germs or dirt. Stainless steel doesn’t react with any kind of food items, even while cooking and meal preparation.

These are just few of the home appliances, while there are many more that can help in you daily life.

How To Choose The Best Countertop Convection Oven

In these days, countertop ovens are the basic necessity in any of the kitchens. Some of you might be looking out for a new oven while the others may need to replace their old ones. In either case, there are few points to be considered so that you can select the best counter top oven.

Few Considerations

Recently, convection ovens are preferred over the conventional types because of their wide range of advantages. They circulate hot air across the food thus facilitating even heat distribution and cook food quicker. It sears the juices into the food making it taste more delicious without the addition of fat; the need for defrosting is also eliminated. Keeping all these advantages and much more in mind, it is recommended to go in for a convection type countertop oven.

Next, decide on the size of the oven depending up on your needs, amount you are willing to spend, and features that you are looking for. After all these are decided, you options are narrowed. Select the right brand by checking out some of the reviews from consumers.

Options to be Considered

Some of the best counter top ovens to be considered are-

  • Breville BOV800XL countertop convection oven
  • Hamilton Beach 31197R countertop oven
  • Cuisinart TOB-195 oven

5 Exciting Activities for Adventure Lovers

If you are an adventure junkie who is confused with choosing appropriate activities for your next adventurous trip, be it to any part of the world, each country has its own adventure sports options. There is always a high demand for adventurous activities across the world. You should try all the below adventures if you are looking forward to experience exciting activities and if you belong to adventure lovers category.

exciting activities

  • Waterfall Rappelling

Rappelling is an adventure water sport that lets you slope down from a cliff with a rope. As the name suggests, waterfall rappelling is descending from a waterfall in the same method. It is very tricky and risky with a strong force of water, yet it is a super-adventurous water activity. In this, a technique called single rope is used.

  • Paragliding

If you want to feel yourself like a bird, and if you want to feel lightweight, then you should experience the paragliding sport. Exhaustive security measures and other prudent steps are taken up by expert pilots and educators. You can choose between lush greenery valleys or snow mountains. A small engine is attached to paragliding. These come in two types and they are speed riding and speed flying. The wings attached to this helps in increasing the speed. Take a breath of fresh air and fall in love with life again with this adventurous paragliding sport.

  • Trekking

If you think this is a very common sport and relatively an easy activity that you can perform anywhere, then you have mistaken. This time, try it in a different way. It can be the most thrilling and spine-chilling activity. It all depends on the location you choose.  Try to explore nature and the challenging trails in a new way.

  • Skydiving or Scuba Diving

Are you a water freak who is looking forward to experience underwater sports? Try out the most chilling scuba diving activity. The natural life underwater will certainly excite you. This activity is more exciting for those who are fond of gigantic water bodies. The visibility underwater gives a new goal. The ultimate destination for scuba diving is so far Goa and Andaman Islands.

  • Caving

Due to the climatic conditions, there are number of caves formed. Many of these places are unexplored. If you are planning to explore some creepy places with darkness, discover the beauty of the caves and reach out to an unknown destination. Try caving at new caves, which have never been explored before.

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